You never know what a storm can do to your home, especially to your roof. After an extreme weather event, make sure to schedule a professional inspection. Doing so will allow you to address issues before water enters and damages your living space. Moreover, it pays to invest in a contractor who can help you navigate your roofing insurance claim.
Make your insurance claim process easier by following these helpful tips.
Read Your Policy Thoroughly
A common mistake many homeowners make is to only check their warranty or insurance policy when they actually need to file a claim. You should always read these documents when purchasing a property or roof. Keep in mind that some roof warranties can affect the cost of homeowners insurance.
Understand the Difference Between a Warranty and Insurance
Roofing materials and labor have separate warranties. For instance, some roofing products come with lifetime warranties, but labor might only be covered for a certain number of years. When a weather event hits your area and harms your roof, repairs may no longer be covered by the warranty. It means that it pays to invest in a roof with comprehensive and extensive warranties.
Document the Damage
Before filing a claim, be sure to take photos and videos of the damage. You can use the images you’ve captured to support your claim. Print copies of the pictures, keep the digital files, and show them to your insurance provider.
Know How to Deal With an Insurance Adjuster
You don’t need to be intimated by your insurance adjuster as long as you know all the essential details of your claim. Before signing any document, make sure to read it thoroughly first. Also, don’t be afraid to negotiate with a higher payout if the initial offer is too low for the service you need.
At Goodrich Roofing, we’re here to assist with the roofing insurance claim process. You can also count on us for prompt and efficient storm damage repair services. Call us at (505) 219-4450, or fill out our contact form to get a free estimate. We work with clients in New Mexico and nearby communities.